Flu Season Fundamentals: How to Keep Seniors Safe This Fall

The fall season is a beautiful time of year, but it also marks the beginning of flu season, which can pose a serious threat to your elderly loved ones. Fortunately, there are several steps you can take to ensure their well-being during the colder days ahead, including making sure you’re able to step in and help them with their medical and financial needs.

Keep reading to find out how.

1 | Create a Healthcare Directive

A Healthcare Directive (sometimes called a Medical Power of Attorney) is a legal document that authorizes someone you trust to make medical decisions for you if you are unable to do so yourself. If your senior loved one still needs to get a Healthcare Directive in place, now is the time to create one. 

If they do have a Healthcare Directive, but it’s been a while since they created it, it’s time to review it to ensure it accurately reflects their current medical wishes and appoints a trusted individual as their agent for making healthcare decisions on their behalf. 

Having a Healthcare Directive in place for your senior can provide peace of mind knowing that you or another trusted person can immediately step in and care for them during times of illness or incapacity, such as a severe case of the flu or pneumonia.  A Healthcare Directive can also be used if you need to make a medical decision for your loved one during surgery or if they develop long-term memory problems. 

Important: ensure that the Healthcare Directive for your senior loved one (or yourself) includes not just WHO should make decisions for you, but also what your health care wishes are.

2 | Sign a HIPAA Waiver

Health Insurance Portability and Accountability Act (HIPAA) regulations are in place to protect an individual’s medical information. However, during flu season, it’s important to have the ability to communicate with your senior’s doctors to stay informed about their health.

A signed HIPAA waiver allows healthcare providers to share medical information with the individuals they’ve authorized to receive it. This can be crucial for keeping family members and caregivers in the loop about your senior loved one’s health status and treatment plans. 

Whether your senior is feeling too ill to call their provider or needs help understanding their doctor’s instructions, a HIPAA waiver allows you to speak directly to your loved one’s provider to make caring for them as quick and easy as possible.

3 | Schedule a Check-Up

Before flu season is in full swing, it’s wise to schedule a comprehensive check-up for your senior loved ones with their healthcare provider. A check-up allows for a thorough assessment of their health, identification of any potential risks, and ensures that chronic conditions are being properly managed.

This proactive approach can help catch and manage new health issues early on and prevent complications down the line. Plus, having a check-up now will hopefully let your senior avoid the need to visit a crowded clinic waiting room during peak flu season because a health issue wasn’t detected sooner. 

Don’t forget to bring a copy of your senior’s Healthcare Directive and their HIPAA Waiver to their provider’s office so they can scan it into their patient file to have it on hand and ready if needed.

4 | Create a Minnesota Statutory Short Form Power of Attorney and/or a General Durable Power of Attorney

To avoid exposure to the flu, colds, and rainy weather fall brings, many seniors appreciate the ability to stay closer to home. You can help keep them safe and make sure their daily needs are taken care of using a Minnesota Statutory Short Form Power of Attorney or a General Durable Power of Attorney.  

These legal tools let your senior appoint people they trust to take care of non-medical decisions and tasks, like going to the bank, paying bills, or making purchases.

Consider setting up or updating one or both of these documents to grant this authority when needed. These legal tools ensure that someone is empowered to manage financial and other non-medical matters on behalf of your senior loved ones during flu season or any other time they might need assistance.

Most banks and financial institutions in Minnesota will honor the Statutory Short Form Power of Attorney. However, not all banks and financial institutions honor a General Durable Power of Attorney. Therefore, it is important to contact your bank to verify if they do and then contact us right away to set up your loved one’s affairs in a way to ensure you can instantly step in to help with their banking needs.

Proactively Keeping Your Loved Ones Safe and Healthy

Caring for your seniors’ well-being goes beyond routine medical check-ups and yearly physicals. When flu season rolls around, it’s important to take a proactive approach to ensure your senior loved ones can count on you for support in managing their needs. By doing so, you’ll help them access the best possible care that aligns with their wishes.

By following these fundamental steps you’ll help ensure your loved ones stay safe, healthy, and cared for during the fall season and the new year ahead. 

To make sure your senior has the legal tools they need to stay safe and healthy this year, schedule a complimentary 15-minute call with my office. We’ll be happy to share how we support our clients from a place of service and how we can make sure your entire family is well cared for now and in the future.

Schedule a call with me today!

Contact Me

Spalding Law Office 
570 Bavaria Lane
Chaska MN 55318

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